Harel Tour & Care Policy - Basic Plan

TABLE OF BENEFITS

Hospitalization*

  • Hospital accommodation

 

Paid up to policy limit
$100,000 / 90 days
  • Nursing care, drugs and surgical dressings
  • Surgeons, anesthetists, and physicians fees
  • Theater charges and intensive care
  • Pathology, X-rays, MRI, CT scans

Out-patient treatment
  • Specialists

 

Contracted specialists/doctors/laboratories
Paid in full

 
  • Pathology, X-rays and diagnostic tests
  • Costs for treatment by family doctors
  • Out-patient surgical operations
  • MRI, CT and PET scans

Other benefits
Prescribed drugs and dressings Up to $200 per year
Emergency dental treatment Up to $200-at contracted dentist
Emergency ambulance service Paid in full (if patient is subsequently hospitalized)
Road accidents Covered by Compulsory Government Insurance
English speaking customer service line 24-hour

* Cover is by surgeons and medical staff on duty at time of injury or illness

Exclusions to this cover are:

  • Pre-existing or chronic conditions (e.g. asthma, Krohn’s disease, diabetes)
  • Well-care, routine check-ups
  • Pregnancy
  • Injuries caused due to alcohol or drugs
  • Self inflicted injuries
  • Skiing, extreme sports
  • Emotional / Psychological conditions

N.B. The full policy conditions are as they appear in the Harel Tour and Care policy (available on request).

 

 

Taglit Birthright Israel - additional pre-existing cover

 

Basic Insurance Cover ($100,000) – Provided by group organizer.

  1. Additional coverage for pre-existing medical conditions and medical emergencies.
    A sudden and unexpected deterioration of a pre-existing condition, where emergency treatment is required.  (Excluded: cancer treatment, AIDS, transplants, dialysis, M. S. Cystic Fibrosis, active psychiatric conditions).
    Cover up to $10,000.
  2. Extended cover in home country.
    1. If such treatment is an immediate continuation of the treatment in Israel.
    2. If such ongoing treatment is not covered in your home country.
    3. If you have applied to the insurer (Harel) before undergoing the treatment.

         Cover up to $10,000.

  3. Emergency Psychiatric Treatment
    Cover up to $2,000
  4. Emergency overseas evacuation
    1. If there is no danger to life due to evacuation.
    2. If the insurance company’s doctor decides that there is a medical necessity for the evacuation.
      Cover up to $10,000
  5. Emergency Psychiatric evacuation (including accompanying) adult.
    Cover up to $1,500
  6. Emergency air evacuation in Israel to nearest hospital
    Cover up to $10,000.
  7. Cover for claims due to alcohol abuse
    Covered up to basic policy limit.
  8. Family re-unification
    1. In case of surgery or need for 24 hour supervision.
    2. With the prior agreement of the insurance company.
  9. Cover for business-class air ticket for one family member. Cover up to $1,000.
  10. Cover for extreme sport – Up to basic policy limit.
  11. Cover for prescription medicines – Up to basic policy limit.
  12. No deductible/Co-payment.