Back to Tips Index | Travel Insurance
Famous last words
- "I’m sure we’re covered through my credit card"
- "We’re only going for a few days"
- "Our Kupat Cholim covers this, don’t they?"
- Not all credit cards give the holder free travel insurance (e.g. foreign residents do not qualify).
- The credit card "freebie" has a daily limit for hospitalization (as opposed to a global limit for standard policies). e.g. the current limit is $1,250 per day. Think about a day in a U.S. hospital with a barrage of tests!
- If you have special needs, make sure that you take the appropriate
policy. e.g. cover for pre-existing conditions;
cover for older people;
cover for pregnancy.
There are travel insurance possibilities for virtually any condition (if you are
prepared to pay!)
- If you are travelling to countries where medical services are poor (e.g. India,Egypt) it is strongly advisable to take out emergency medical evacuation cover.
- If you and your family travel overseas for more than one month per year, on a regular basis, it is worthwhile looking into a long-term travel policy.
- N.B. Remember that the most comprehensive and inexpensive "insurance policy" is still Tefillat Ha’Derech!"