Yeshivat Reishit Health Policy Sign Up

Your son will be covered by the Tour and Care policy issued by Harel Insurance Company, Israel’s largest health insurer.

Click here for Table of Benefits.

The service is through top contracted English-speaking doctors and clinics and there is no deductible or co-pay (in other words, no need to pay and claim back home). Cover is comprehensive and backed by a 24 hour English speaking customer service and by our office – www.egertcohen.co.il 
Apart from on-campus medical clinics by an experienced, English speaker doctor, the following medical centers are also directly contracted to the plan:

Premium: $1.30 per day

Other optional policies:

  1. Personal Effects insurance: This gives cover for jewelry, cameras, electronic equipment, clothing etc. – up to $12,000 cover.
    Annual premium: $80
    Click here for further details
     
  2. Pre-existing or chronic medical condition.
    Premium: $2.00 per day
    If your son/daughter has a pre-existing condition, this is not covered by the basic policy, and he/she needs an extended policy.
    Please read here: What is a pre-existing condition?
    To register for this, you must sign up here:https://www.ctas.co.il/student-signup-medical.asp
     
  3. Private surgery In case of surgery, a private surgeon can be chosen within the Harel network, as opposed to the surgeon on duty in the basic cover. (If you have purchased cover for pre-existing conditions you cannot purchase the private surgery option).
    Coverage: Up to $15,000 (waiting period for this option is 30 days).
    Annual premium: $90
     

Pre-existing conditions (not included in the basic policy)
Details of Coverage.
Sudden Deterioration of pre-existing illnesses/medical conditions:
In the 6 months preceding the arrival to Israel:

  1. The condition has been stable.
  2. No hospitalization.
  3. No change in the dosage of medication being taken.

Coverage: Up to $15,000
Exclusions:

  1. Any condition for which the treatment was expected / for which a doctor in the applicant’s home country recommended the applicant not travel to Israel / for which the applicant was on a waiting list for an operation or treatment.
  2. AIDS, transplants, M.S., dialysis, C.F., sexual diseases, heart disease, malignant diseases (such as cancer).
  3. No cover for refills of medications related to the pre-existing condition.
  4. Applicants over 49 years of age.
  5. Applicants who do not have basic Tour and Care insurance or where the premium for the basic policy has not been paid.

Contact our office for more details

We wish you a pleasant and healthy stay in Israel.

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